Stopping Credit Card Offers

If you are like me...everyday you get new credit card offers.

Capital One, Chase, AAdvantage Mastercard and American Express send me more mail than friends or family.

I used to simply throw them away. Then I read that credit card offers are prime targets for identity theft...so I bought a paper shredder and began shredding every offer I received. Not only is this a pain, it also wastes a lot of paper.

Tonight I tried something new. It's a website called www.OptOutPrescreen.com The website lets you opt out of receiving pre-approved credit card offers.

This is how it works. There are three main credit bureaus--Experian, TransUnion, Equifax. These are the companies that determine your credit score. They are also the companies that credit card companies like Capital One and Chase will contact to find out who is "creditworthy."

When you go to www.OptOutPrescreen.com you can instantly chose to opt out for 5 years. OptOutPrescreen.com notifies the credit bureaus that you no longer want your information shared with credit card companies.

I just did it tonight...so I can't speak from experience but am hopeful that it works. Be warned however that you will have to enter your data including SS# and DOB when opting out.

If you are tired of the on-slaught of credit card offers you may want to check out the site.

Good luck!

Jason C. Steinle
www.uploadexperience.com